Rauf Adeola Lateef, Asamu Rasheed Adebimpe and Salami Idris Olawale (2026) “Developing A Reform-Oriented Medical Takaful (Islamic Insurance) Model for Nigeria’s Sustainable Development”, Demak Universal Journal of Islam and Sharia, 3(03), pp. 491–502. doi: 10.61455/deujis.v3i03.549.