Rauf Adeola Lateef, Asamu Rasheed Adebimpe, and Salami Idris Olawale. 2026. “Developing A Reform-Oriented Medical Takaful (Islamic Insurance) Model for Nigeria’s Sustainable Development”. Demak Universal Journal of Islam and Sharia 3 (03):491-502. https://doi.org/10.61455/deujis.v3i03.549.